Ishikawa/Fishbone diagram for 2009 economic problems

A skill in operations management is to identify root cause. At this time, the US economy is struggling. With your insight, we can track the issues to the root causes for our current economic problems. The Bernoulli on Business wiki site has a Ishikawa/Fishbone diagram. Take a look and suggest what changes are required to make this more accurate of our current economic problems. I will take your suggested changes and update the Ishikawa/Fishbone diagram until it is determined complete.

The link to the diagram: http://sites.google.com/site/bernoullionbusiness/Home/projects-on-the-burner/fishbone-diagram